By Charles Agar
I bought the Lonely Planet for Thailand additionally yet this is often the only I took with me want I say extra. the single factor i'll whinge approximately is for it to me up to date.
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MEDICAL INSURANCE Most health insurance policies cover you if you get sick away from home—but check, particularly if you’re insured by an HMO. With the exception of certain HMOs and Medicare/Medicaid, your medical insurance should cover medical treatment—even hospital care—overseas. However, most outof-country hospitals make you pay your bills up front and send you a refund after you’ve returned home and filed the necessary paperwork. And in a worst-case scenario, there’s the high cost of emergency evacuation.
But double-check; you may want to buy travel medical insurance instead. ) Bring your insurance ID card with you when you travel. If you suffer from a chronic illness, consult your doctor before your departure. medicalert. org), which will immediately alert doctors to your condition and give them access to your records through Medic Alert’s 24-hour hot line. Pack prescription medications in your carry-on luggage, and carry prescription medications in their original containers, with pharmacy labels— otherwise they won’t make it through airport security.
CREDIT CARDS Credit cards are a safe way to carry money, they provide a convenient record of all your expenses, and they generally offer good exchange rates. You can also withdraw cash advances from your credit cards at banks or ATMs, provided you know your PIN (personal identification number). If you’ve forgotten yours, or didn’t even know you had one, call the number on the back of your credit card and ask the bank to send it to you. It usually takes 5 to 7 business days, though some banks will provide the number over the phone if you tell them your mother’s maiden name or some other personal information.